Scams in on line transactions

 I can cite several examples I personally experienced or told to me by relatives or friends.

1.  Non delivery of items that have been prepaid.

     The first order was good   The seller met me personally at MoA.  It was a carbon fiber OEM of an

     Italian bike.   He did not deliver the second order cf wheelset   It was a P25,000 loss.  Going to court

     legal remedies would not amount to anything because of high acceptance fee.  There was a terrible

     typhoon that visited their place.   Divine Justice?

2.  Non appearance of sellers or buyers.  Very frequent.   Of Indian origin/descent

3.  Wrong item delivered.  Read carefully what is being sold.  They put the wrong picture and thinks you

     are ordering what is on the picture

4.  Misleading price -  There are options in the picture what the price covers.

5.  Shoddy poor quality products.    Sometimes the posted product is a fake one and of poor quality.  The seller gypped the original product maker, and gypped you too.

6.  The pay first do not open policy on the spot.  I wish they relaxed this.  You have to pay first for

     COD and you cant return on the spot.  You have to spend separately

What to do next:

1  Avoid online transaction

2.  Blacklist (in private) those who are scam perpetrators

3.  Read comments, seek reommendation re store.  Buy only from reputable and tried and tested 

    stores.

4.  Read read, research what you are buying.

Even then masisilat maiisahan ka pa rin

      

Scam - nagkukunwaring pulis, mangungulimbat pala

 Ano nangyari sa mga taong ang sumpa ay "To serve and protect" na sila pala ang mangingikil sa mga mamayan?

Ano puwedeng solusyon?   Ano puwedeng pamigil?

Experience ng mga sa negosyo, wala silang magawa na hindi magbayad pag kumukuha ng permit sa mga LGU.  Kaya sinabi ng ilang ahensya na ang mga LGUs and pinaka corrupt  Hindi BIR, Customs at DPWH

Paluwagan scam - mga kalahating bilyon ang nakuha?!

 Talagang maraming nahihikayat pagka ang pangako ay malaki ang kita.   Papapasukin muna na kumita, pagkatapos hindi na magbabayad.  Mawawala na.  Mag unfriend na.   

Kawaawa naman ang mga nawala.

Mga iba pang scam na naranasan:

1.  Help a friend in need gmail.  Mayroon nangyari na involved ang pangalan ni Cardinal Tagle.  May email na humihingi ng tulong:    nawalan ng pera, sa ibang bansa, may roong may sakit.  Minsan yong humihingi ng maski magkano lamang ang tulong, hinaharvest ang contact mo.  Naranasan ko ito na dating estudyante ay nag email galing sa Europe na siya ay kailangan ang PHP dahil nanakawan.   Iba ang email duon sa ipinadalang tulong kaya di ko pinansin

2.  Credit card fraud.

Nag check in ako sa isang hotel sa Western Visayas.  Pero nagulat ako na may P100,000+ na nacharge sa credit card ko sa London.   Eh hindi naman ako napunta.   Yong hotel na concerned kilala sa mga ganitong klase.  Mabuti nang kinontest ko ang charge, pumayag ang credit card company

3.  Romance scam

There are many through social media who will DM you and surprisingly profess there love.  I suspect there are people from Africa.  There were people arrested for the same offense For Romance scam.

This post noticed that most of the common script are:   lady officer of a ship, lady soldiers from Syria or Afghanistan.  And then suddenly there will be emergency.  They have money at the ship and they do not know how to make the money safe from pirates, or those from Afghan and Syria, they will have money they do not know how to launder

Variant of the African scam.

4.  Gambling scam. 

Despite the SIM registration, there are offers:   seed money offer to join a game, with P500 to P1000 incentive.  And the trap having been set.

5.  Phishing

You see them often:   banks emailing you to renew your account

FB or other social media, notifying you of deleting your account.  But look who is sending you message:  private account

Be careful, and be wary of scam

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Why do we fall for scams

 For every minute a sucker is born

Why do we fall for scams

We wonder despite so many victims and stories about scam, there are so many fall for scam

1.  We follow authority

2.  We fall for freebies  --->> we want high high returns

3.  Scammers are focussed

4.  We may be distracted

5.  The scammers have so much accumulated knowledge

https://www.welivesecurity.com/2022/05/12/10-reasons-why-we-fall-scams/

10% per month income sa rice trading sa P7.8 million investment, pinahiram ng credit card

Paluwagan scam

Maraming scam. If it is too good to be true, then it is not.

Scam: bistado