Atheists would favor this post. And even posit this post.
Religion as an explanation that explains everything, especially those that are beyond human comprehension.. At the end of the day, religion controls the way of life of people.
Most churches demand fees and tithes promising life everlasting. But none has yet to prove the life everylasting.
That is why there is a growing number of atheists.
What do you think of this theory that religion is a scam?
Kataka taka ang ginawang panloloko sa Pastor na ngayon ay mag utang ng P3.5 million sa funder.
Isinangla ang fully paid na condo para bayaran sa kanya ang balanse. Hindi dapat pumayag si pastor. Sigurado na may kuntsaba ang ahente (na kinuha agad, binawas ang comm mula sa P3.5 million proceed)
Hindi humarap ang buyer (na nagbayad ng P3.5 million at natira sa Pastor ay P800,000 na lang.
Na modus nang husto si Pastor.
Masg ingat. Dapat sa malaking transaction, may kasamang counsel o adviser para hindi mascam
Attended a meeting today, due to a request by former colleague who is now a pastor. He was with a fellow religious couple who are in a financial strait. They were a scam victim.
The couple acquired a condominium in a CBD of QC and they were trying to sell this. However, the deal to buy the unit used scam. The buyer who said they were to get P55M from a fund coming from South Africa suggested that to pay for the balance, they were to to mortgage their property for P3.5Million from a funder (ha?) and they executed a MoA for this. To support the transaction they had a MoA. The buyer supporte the transaction with a PDC.
The funding agreement ended in May and the threat of foreclosure (there was a REM,) is 11 days after.
Our comment was:
1. The South African funding promise was a scam;
2. The loan should have been taken by the buyer, not the seller;
3. The PDC should be used as an evidence vs. violation of BP 22 and RPC 315;
4. There are now two liens on the property: the funding indebted (the orignal CCT is wtih the funder) and the MoA with the buyer. Thus the Moa has to be cancelled via a recession of contract.
We have to be careful with our transactions. As Desiderata says, we have to be careful because the world is full of trickery. Even the religious who are supposed to be good should not be scam victims
Avoid investing in non titled property in these towns in Southern Tagalog
We had to end our plan to develop 5.1 ha property under a joint project agreement. But we exercised due caution and diligence anyway. Prior to submission of written offer to the land owner, we had to seek approval/waiver from the bigtime estate owner. The owner, with a G ...o surname and with 4 others title to some 3,000 hectares encompassing three towns.
How they got this extends to 1932. They had a title to the said property which was lost and only reconstituted in the 1970's The irony is that they did not pay RPT to the said land holding. The oldies said this was a fake title. And so with the Solicitor General and LGU mayor. They assailed the title and which was upheld the court They went to the Court of Appeals and they overturned the lower court (meaning the title was valid) and when they went to SC - the court said all the lands that have titled are legally the property of the title holder, but those without titles belong to the ....o
The land owner and or other pundits said that the decision of the SC is unassailable (as if their decision is the word of the Pontiff or God) Just how unjust their decision was, and how this has held the progress of this town to its lowest level vs the other towns in the province.....
The thing is there are many defects to the decision. And open to more lawsuits. There are now five title holders to the property. And there arise a question - who is the owner. Then ....o said there was a deed of exchange but there were no issuance of shares, nor payment.
The possessors of land could not get a title under the Public Lands Act, since the land now are private and owned by the >>>o. No one wants to invest in these town, because the estate owner may seize the property, at the same time those who reside at the areas, religiously pay their RPT proving their possession. Now, the state can forfeit the land purportedly owned by ....o, and bid out give that to the occupant. Why is the LGU not doing that
Now going back to our case of planned development. The broker, at the same time cohort of ....o met last Friday to ask questions for confirmation. But the lady owner was feisty and cut off the conversation query from this post
We just asked: " Can you give us a Free Patent Title copy, the waiver that caused the issuance of the said free patent The DENR is enjoined not to issue title that is not public land and the ,,,,lot isi private. Using blocking neutralizing argument, the ....cohort said that what is the point if you do not trust us. (All that he has to do is show a sample - may be there is none)
Be careful of properties that are part of ....case or are untitled in the ......an area. You may be sorry. If there are titled properties, do a lot of due diligence. If untitled, reject this outright.
I actually experienced the recovery scam. My house was robbed 3 years backed and then met the new chief of police who happened to be a relative. He said he had lead on the robber. But I should get two tickets worth P1,000 each for further follow up... Last time I heard from him
Beware of AI generated products and celebrity scams...
Criminal case app which you click which later on cleans your account
Phone call block to your bank for verification
(Before when phone lines were scarce, the lineman had scam to pay him 5 number amount to get a line)
There is a sucker born every minute. P.T Barnaum
There is large scale land scam in our area that drives away investors, stops development. The justice system helped perpetuate this scam
This is the so called Guido Estate, purportedly existing since 1912. This covers areas from Mambog of Binangonan up to Villa Valera in Taytay.
The claimants here are 3: Guido et al Interport and Rommel Realty. When you apply for title it was alleged you have to settle, get quick claim from the 3 of them.
Correct us if it wrong. There was this title for the Guido estate with technical description which was hurriedly issued a title on the same day by the RD of Morong. The Mayor of Binangonan through the Solicitor General filed a suit vs the Title and the RTC said the title is fake. The case was brought before the CA which reversed the lower court This eventually led to having the Supreme Court for finality. SC said that all titled land belong to the owners with Title, and those without title with Tax Dec are subject to case by case litigation.
I met a person who used to work for BL who boasted that he was able to memorize the technical description of a 700 sm property, from a microfiche. From there, he was able to project that property to be 3,000 hectares. And the technical description was the basis of the title issued by the RD of Morong.
How could the courts have caused so much injustice, perpetuating a scam, denying them the right to abode and land ownership. I wonder if Guido was able to show proof of possession by paying the back taxes.
Those who have tax dec can sell them but no TCTs will be issued to them. Legit businesses will not buy properties without title. So it is common in this area to sell subdivision lots without TCT.
When will the scam stop? When will these 3 entities end the blockade to businesses who want to be in our area?
For every minute, a sucker is born....PT Barnaum
When you do not keep your word you engage in scamming. Those who say they have never told a lie is a liar.
One of the secrets of success is keeping your word. But many times we dont: we forget, we do not strive, or sometimes we do this willfully.
Delivering products or service not as promised on the said delivery date is tantamount to scamming. Yet that happens, because of oversight, too many deliveries, or lack of supervision. Somebody must strive to keep the word to the customers
A scam, or a confidence trick, is an attempt to defraud a person or group after first gaining their trust. Confidence tricks exploit victims using a combination of the victim's credulity, naïveté, compassion, vanity, confidence, irresponsibility, and greed. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men') at the expense of their victims (the 'marks')".[1]
From Wiki
I can cite several examples I personally experienced or told to me by relatives or friends.
1. Non delivery of items that have been prepaid.
The first order was good The seller met me personally at MoA. It was a carbon fiber OEM of an
Italian bike. He did not deliver the second order cf wheelset It was a P25,000 loss. Going to court
legal remedies would not amount to anything because of high acceptance fee. There was a terrible
typhoon that visited their place. Divine Justice?
2. Non appearance of sellers or buyers. Very frequent. Of Indian origin/descent
3. Wrong item delivered. Read carefully what is being sold. They put the wrong picture and thinks you
are ordering what is on the picture
4. Misleading price - There are options in the picture what the price covers.
5. Shoddy poor quality products. Sometimes the posted product is a fake one and of poor quality. The seller gypped the original product maker, and gypped you too.
6. The pay first do not open policy on the spot. I wish they relaxed this. You have to pay first for
COD and you cant return on the spot. You have to spend separately
What to do next:
1 Avoid online transaction
2. Blacklist (in private) those who are scam perpetrators
3. Read comments, seek reommendation re store. Buy only from reputable and tried and tested
stores.
4. Read read, research what you are buying.
Even then masisilat maiisahan ka pa rin
Talagang maraming nahihikayat pagka ang pangako ay malaki ang kita. Papapasukin muna na kumita, pagkatapos hindi na magbabayad. Mawawala na. Mag unfriend na.
Kawaawa naman ang mga nawala.
Mga iba pang scam na naranasan:
1. Help a friend in need gmail. Mayroon nangyari na involved ang pangalan ni Cardinal Tagle. May email na humihingi ng tulong: nawalan ng pera, sa ibang bansa, may roong may sakit. Minsan yong humihingi ng maski magkano lamang ang tulong, hinaharvest ang contact mo. Naranasan ko ito na dating estudyante ay nag email galing sa Europe na siya ay kailangan ang PHP dahil nanakawan. Iba ang email duon sa ipinadalang tulong kaya di ko pinansin
2. Credit card fraud.
Nag check in ako sa isang hotel sa Western Visayas. Pero nagulat ako na may P100,000+ na nacharge sa credit card ko sa London. Eh hindi naman ako napunta. Yong hotel na concerned kilala sa mga ganitong klase. Mabuti nang kinontest ko ang charge, pumayag ang credit card company
3. Romance scam
There are many through social media who will DM you and surprisingly profess there love. I suspect there are people from Africa. There were people arrested for the same offense For Romance scam.
This post noticed that most of the common script are: lady officer of a ship, lady soldiers from Syria or Afghanistan. And then suddenly there will be emergency. They have money at the ship and they do not know how to make the money safe from pirates, or those from Afghan and Syria, they will have money they do not know how to launder
Variant of the African scam.
4. Gambling scam.
Despite the SIM registration, there are offers: seed money offer to join a game, with P500 to P1000 incentive. And the trap having been set.
5. Phishing
You see them often: banks emailing you to renew your account
FB or other social media, notifying you of deleting your account. But look who is sending you message: private account
Be careful, and be wary of scam
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Dont fall for this. Invitation to like follow, heart
1. They post invitation sa FB
2. Then you access site
3. You are assigned tasks: like follow etc: Tiktok, fb, Lazada
4. Then you are assigned receiptionist and you join a gc
5. After you are paid, they ask you to invest first before new task
6. After you invest, you get kicked out of gc.
Variants: job opening, top up scam for daily wage paid tasks
Beware.
"For a every minute, a sucker is born"
Beware of this most dangerous scam in the Philippines
"Every minute, a sucker is born" - P.T Barnaum
That is why scammers abound and multiply.
To the suckers out there, please take note
1. "Only paranoid survive" from Andrew Grove, former CEO of Intel
2. "Be careful in your business dealings, the world is full of trickery" Desiderata
3. "Caveat emptor"
To deal with this, govts have put up cybercrime units. In the Philippines there are cybercrime units for PNP and NBI. There are strict laws that punish scams: esp bouncing check law, Cybercrime laws, Art 315 of revised penal code. The Revised Security Act. The SIM registration. But scammers never seem to let go. They are back in numbers and intensity. Whatever happened to past scams.
With internet, the scammers do not have to bring arms or kidnap anyone to perpetrate their crimes. All they need are cellphones and their conning (cunning minds) No need to rob a bank.
There are many types of scams: romance, phishing, face to face, investment scam.
Let us see for example at FB
